{"id":16878,"date":"2020-09-16T10:21:14","date_gmt":"2020-09-16T02:21:14","guid":{"rendered":"http:\/\/blog.tibame.com\/?p=16878"},"modified":"2022-04-08T18:34:44","modified_gmt":"2022-04-08T10:34:44","slug":"%e6%89%8e%e6%a0%b9%e8%87%aa%e4%b8%bb%e5%ad%b8%e7%bf%92%e6%96%87%e5%8c%96%ef%bc%8c%e9%81%a0%e6%9d%b1%e5%95%86%e9%8a%80%e4%ba%ba%e8%b3%87%e5%89%b5%e6%96%b0%e6%80%9d%e6%83%9f%ef%bc%8c%e6%8b%9a%e5%85%a8","status":"publish","type":"post","link":"https:\/\/blog.tibame.com\/?p=16878","title":{"rendered":"\u624e\u6839\u81ea\u4e3b\u5b78\u7fd2\u6587\u5316\uff0c\u4eba\u8cc7\u5275\u65b0\u601d\u60df\uff0c\u9060\u6771\u5546\u9280\u62da\u5168\u884cABCD\u6578\u4f4d\u529b\u63d0\u5347\u8a08\u756b"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"1024\" height=\"439\" src=\"https:\/\/blog.wiedu.tw\/wp-content\/uploads\/2020\/09\/2B\u9060\u6771\u5546\u9280\u90e8\u843d\u683c\u5716\u7247\u7e2e\u5716-1024x439.png\" alt=\"\" class=\"wp-image-16879\" srcset=\"https:\/\/blog.tibame.com\/wp-content\/uploads\/2020\/09\/2B\u9060\u6771\u5546\u9280\u90e8\u843d\u683c\u5716\u7247\u7e2e\u5716-1024x439.png 1024w, https:\/\/blog.tibame.com\/wp-content\/uploads\/2020\/09\/2B\u9060\u6771\u5546\u9280\u90e8\u843d\u683c\u5716\u7247\u7e2e\u5716-300x129.png 300w, https:\/\/blog.tibame.com\/wp-content\/uploads\/2020\/09\/2B\u9060\u6771\u5546\u9280\u90e8\u843d\u683c\u5716\u7247\u7e2e\u5716-768x329.png 768w, https:\/\/blog.tibame.com\/wp-content\/uploads\/2020\/09\/2B\u9060\u6771\u5546\u9280\u90e8\u843d\u683c\u5716\u7247\u7e2e\u5716.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>\u624e\u6839\u81ea\u4e3b\u5b78\u7fd2\u6587\u5316\uff0c\u4eba\u8cc7\u5275\u65b0\u601d\u7dad\uff0c\u9060\u6771\u5546\u9280\u884c\u9280\u62daABCD\u6578\u4f4d\u529b\u63d0\u5347<\/figcaption><\/figure>\n\n\n\n<p>2019\u5e744\u6708\u958b\u59cb\u9060\u6771\u5546\u9280\u5c0e\u51651200\u4eba\u898f\u6a21\u7684\u6578\u4f4d\u529b\u63d0\u5347\u8a13\u7df4\uff0c\u4ee5\u6578\u4f4d\u91d1\u878d A (\u4eba\u5de5\u667a\u6167\uff0cAI)\u3001B (\u5340\u584a\u93c8\uff0cBlock Chain) \u3001C (\u96f2\u7aef\uff0cCloud) \u3001D (\u5927\u6578\u64da \uff0cBig Data) \u70ba\u4e3b\u8ef8\uff0c\u5168\u9762\u6649\u7d1a\u6240\u6709\u884c\u54e1\u7684\u91d1\u878d\u77e5\u8b58\u529b\u8207\u79d1\u6280\u529b\uff0c\u900f\u904e\u7dda\u4e0a\u7dda\u4e0b\u5b78\u7fd2\u65b9\u6848\u8207\u591a\u5143\u7684\u6fc0\u52f5\u63aa\u65bd\uff0c2019\u5e74\u5168\u884c\u4eba\u5747\u6578\u4f4d\u5b78\u7fd2\u6642\u65789.4\u5c0f\u6642\uff0c\u81f32020\u5e746\u6708\u5168\u884c\u4eba\u5747\u5b78\u7fd2\u6642\u6578\u5df2\u90549.2\u5c0f\u6642\uff0c\u5168\u9ad4\u54e1\u5de5\u7a4d\u6975\u7684\u81ea\u4e3b\u5b78\u7fd2\u4f86\u8ddf\u4e0a\u6578\u4f4d\u91d1\u878d\u6d6a\u6f6e\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Bank 4.0\u6642\u4ee3\uff0c \u512a\u5316\u5ba2\u6236\u9ad4\u9a57\u3001\u670d\u52d9\u6d41\u7a0b\u6578\u4f4d\u5316\u8207\u5275\u65b0\u5546\u6a21\u4e09\u5927\u6230\u7565\u555f\u52d5\u8f49\u578b<\/strong> <\/p>\n\n\n\n<p>        \u5728Bank4.0\u7684\u6642\u4ee3\uff0c\u5404\u5bb6\u9280\u884c\u90fd\u5728\u505a\u6578\u4f4d\u91d1\u878d\u8f49\u578b\uff0c\u9060\u9280\u5f9e\u512a\u5316\u5ba2\u6236\u9ad4\u9a57\u3001\u91d1\u878d\u670d\u52d9\u6d41\u7a0b\u6578\u4f4d\u5316\u8207\u5275\u9020\u65b0\u7684\u5546\u696d\u6a21\u5f0f\u9019\u4e09\u5927\u6230\u7565\u4f86\u555f\u52d5\u8f49\u578b\uff0c\u76ee\u6a19\u767c\u5c55\u91d1\u878d\u5927\u5e73\u81fa\u3002\u4ee5\u300c\u91d1\u878d\u670d\u52d9\u6d41\u7a0b\u6578\u4f4d\u5316\u300d\u70ba\u4f8b\uff0c\u6839\u64da\u6578\u4f4d\u6642\u4ee3\u4eca\u5e74\u7684\u6700\u65b0\u6578\u64da\u986f\u793a\uff0c\u96a8\u8457\u6d41\u7a0b\u6539\u5584\u9060\u9280\u7684\u96e2\u6ac3\u7387\u5df2\u9054\u523091.6%\uff0c\u4e5f\u5c31\u662f\u6bcf100\u7b46\u4ea4\u6613\uff0c\u50c5\u67098\u7b46\u662f\u81e8\u6ac3\u3002\u800c2018\u5e7411\u6708\u555f\u52d5\u7684Bankee\u5c31\u662f\u300c\u5275\u9020\u65b0\u7684\u5546\u696d\u6a21\u5f0f\u300d\u7684\u6700\u597d\u4f8b\u5b50\uff0c Bankee APP\u4f7f\u7528\u7387\u5247\u63d0\u53477\u500d\uff0c\u900f\u904e\u793e\u7fa4\u601d\u60df\u722d\u53d6\u5e74\u8f15\u7528\u6236\uff0c\u628a\u6bcf\u500bBankee \u770b\u6210\u5206\u884c\u6578\uff0c\u900f\u904e\u63a8\u85a6\u6a5f\u5236\u8207\u5206\u6f64\u734e\u52f5\u5236\u5ea6\uff0c\u8b93\u7528\u6236\u7d93\u71df\u81ea\u5df1\u7684\u793e\u7fa4\u5708\uff0c\u76ee\u524d\u5df2\u6709400\u591a\u500b\u5927\u5927\u5c0f\u5c0f\u7684\u5206\u884c\u793e\u7fa4\u5708\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>\u63d0\u4f9b\u591a\u5143\u7af6\u8cfd\u65b9\u5f0f\uff0c\u5efa\u7acb\u54e1\u5de5\u81ea\u4e3b\u5b78\u7fd2\u6587\u5316\uff0c\u76ee\u6a19\u63a8\u52d5\u5168\u884c100%\u4eba\u624d<\/strong><strong>ABCD\u80fd\u529b\u63d0\u5347<\/strong><\/p>\n\n\n\n<p>        \u9060\u9280\u7684\u5343\u4eba\u300c \u6578\u4f4d\u529b\u57f9\u8a13\u8a08\u756b \u300d\u7531\u4eba\u8cc7\u5718\u968a\u8ca0\u8cac\u898f\u5283\u8207\u63a8\u52d5\u3002\u9996\u5148\u5728\u516c\u53f8\u7684\u5e73\u8861\u8a08\u5206\u5361 (balanced scorecard\uff0c\u7c21\u7a31\u5c07\u6578\u4f4d\u529bBSC) \u6a5f\u5236\u4e2d\uff0c\u5c07BU\u7684\u6578\u4f4d\u529b\u5b78\u7fd2\u7d0d\u5165KPI\uff0c\u7531\u65bc\u516c\u53f8\u904e\u5f80\u5df2\u6210\u529f\u5be6\u65bd\u904e\u5c08\u696d\u529b\u5b78\u7fd2KPI\uff0c\u751a\u81f3\u662f\u5168\u884c\u82f1\u6587\u529b\u63d0KPI\uff0c\u516c\u53f8\u9ad8\u5c64\u5c0d\u54e1\u5de5\u7684\u5b78\u7fd2\u8207\u6210\u9577\u90fd\u5177\u6709\u5171\u8b58\uff0c\u5728\u6578\u4f4d\u91d1\u878d\u8f49\u578b\u76ee\u6a19\u7684\u5f15\u9818\u4e0b\u66f4\u662f\u4f7f\u547d\u5fc5\u9054\u3002 \u4e0d\u904e\u5728\u5c07\u76ee\u6a19\u5f80\u4e0b\u5c55\u958b\u6642\u4e26\u6c92\u6709\u91dd\u5c0d\u500b\u4eba\u8a2d\u5b9a\u6578\u4f4d\u529b\u5b78\u7fd2\u5e74\u5ea6KPI\uff0c\u4eba\u8cc7\u5718\u968a\u8868\u793a : \u300c\u6211\u5011\u60f3\u6fc0\u52f5\u54e1\u5de5\u81ea\u4e3b\u5b78\u7fd2\uff0c\u56e0\u70ba\u91d1\u878d\u696d\u7684\u6578\u4f4d\u8f49\u578b\u65e9\u5df2\u958b\u59cb\uff0c\u73fe\u6709\u9280\u884c\u7684\u8a31\u591a\u5de5\u4f5c\u4e0d\u4e45\u5373\u5c07\u6d88\u5931\uff0c\u54e1\u5de5\u5fc5\u9700\u8981\u6709\u5371\u6a5f\u610f\u8b58\uff0c\u8981\u4e0d\u65b7\u5b78\u7fd2\u8ddf\u4e0a\u79d1\u6280\u8173\u6b65\u3002\u56e0\u6b64\uff0c\u6211\u5011\u6295\u5165\u5927\u91cf\u8cc7\u6e90\uff0c\u63d0\u4f9b\u54e1\u5de5\u6578\u4f4d\u529b\u5b78\u7fd2\u7684\u5404\u7a2e\u6a5f\u6703\uff0c\u4e26\u4ee5\u7af6\u8cfd\u8207\u96c6\u9ede\u9019\u7a2e\u6709\u8da3\u53c8\u4e0d\u5236\u5f0f\u5316\u65b9\u5f0f\uff0c\u5851\u9020\u5b78\u7fd2\u6c1b\u570d\uff0c\u9a45\u52d5\u540c\u4ec1\u5167\u5728\u52d5\u6a5f\u3002\u300d<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>        \u76ee\u524d\u9060\u9280\u5c0e\u5165\u7684\u5b78\u7fd2\u6d3b\u52d5\u5305\u62ec: \u7def\u80b2TibaMe for Business\u7684\u7dda\u4e0a\u8ab2\u7a0b\u8207\u5be6\u9ad4\u8b1b\u5ea7\u3001\u5929\u4e0b\u5275\u65b0\u7684\u7dda\u4e0a\u8ab2\u7a0b\uff0c\u9019\u5169\u9805\u662f\u505a\u70ba\u79d1\u6280\u77e5\u8b58\u9762\u7684\u88dc\u5145\uff0c\u53e6\u5916\u9084\u5b89\u6392\u6709\u5167\u8a13\u8207\u5916\u8a13\u96fb\u8166\u8207\u8cc7\u8a0a\u8ab2\u7a0b\uff0c\u63d0\u4f9b\u5de5\u4f5c\u4e0a\u6709\u9700\u8981\u7684\u54e1\u5de5\u5b78\u7fd2\u76f8\u95dc\u6280\u80fd\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\u4eba\u8cc7\u5718\u968a\u8aaa\uff1a\u300cFintech\u662f\u6578\u4f4d\u8da8\u52e2\uff0c\u6211\u5011\u50be\u5411\u8b93\u6240\u6709\u54e1\u5de5\u90fd\u5177\u5099\u91d1\u878d\u6578\u4f4d\u80fd\u529b\uff0c\u4f46\u6703\u5148\u5f9e\u6578\u4f4d\u77e5\u8b58\u529b\u63d0\u5347\u958b\u59cb\uff0c\u6280\u8853\u529b\u5247\u662f\u4f9d\u55ae\u4f4d\u9700\u6c42\u4e26\u8003\u91cf\u54e1\u5de5\u5728\u5de5\u4f5c\u4e0a\u7684\u904b\u7528\u4f86\u5b89\u6392\u3002\u7dda\u4e0a\u8ab2\u7a0b\u63d0\u4f9b\u5404BU\u4e00\u5b9a\u6642\u6578\u7684\u5b78\u7fd2\u5e33\u865f\uff0c\u8b1b\u5ea7\u8207\u96fb\u8166\u8ab2\u7a0b\u5247\u8b93\u54e1\u5de5\u4f9d\u64da\u9700\u6c42\u81ea\u7531\u5831\u540d\u53c3\u52a0\u300d\u3002 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Business\u70ba\u4f8b\uff0c\u6211\u5011\u9078\u4e86\u4eba\u5de5\u667a\u6167\u3001Agile\u654f\u6377\u7ba1\u7406\u3001\u6578\u64da\u5206\u6790\u8ab2\u7a0b\uff0c\u642d\u914d\u5be6\u9ad4AI\u3001\u5340\u584a\u93c8\u8b1b\u5ea7\uff0c\u6bcf\u6b21\u8b1b\u5ea7\u524d\u4eba\u8cc7\u90fd\u6703\u8207\u8001\u5e2b\u6e9d\u901a\uff0c\u8acb\u8001\u5e2b\u5fc5\u9808\u63d0\u4f9b\u91d1\u878d\u670d\u52d9\u61c9\u7528\u6848\u4f8b\uff0c\u8b93\u54e1\u5de5\u77e5\u9053\u5916\u9762\u7684\u79d1\u6280\u5df2\u7d93\u8d70\u5230\u4ec0\u9ebc\u968e\u6bb5\uff0c\u9032\u800c\u6aa2\u8996\u81ea\u5df1\u7684\u80fd\u529b\u662f\u5426\u8ddf\u4e0a\u5916\u90e8\uff0c\u4fc3\u767c\u81ea\u4e3b\u9078\u64c7\u5b78\u7fd2\u7684\u9805\u76ee\u3002\u9019\u5169\u5e74\u63a8\u52d5\u4e0b\u4f86\uff0c\u5168\u884c\u4e5d\u6210\u7684\u54e1\u5de5\u5c0d\u6578\u4f4dABCD\u5df2\u6709\u4e00\u5b9a\u7684\u4e86\u89e3\uff0c\u4eca\u5e74\u5247\u8981\u9054\u5230\u767e\u5206\u4e4b\u4e00\u767e\u3002\u300d<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>       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2019\u5e74\u9060\u9280\u5168\u884c\u4eba\u5747\u6578\u4f4d\u5b78\u7fd2\u6642\u65789.4\u5c0f\u6642\uff0c\u81f32020\u5e746\u6708\u5df2\u90549.2\u5c0f\u6642\uff0c\u54e1\u5de5\u7684\u5b78\u7fd2\u52d5\u80fd\u660e\u986f\u7684\u5f80\u4e0a\u8e8d\u5347\u3002\u9019\u7576\u4e2d\u6709\u500b\u5c0f\u63d2\u66f2\uff0c\u4eba\u8cc7\u5718\u968a\u8aaa: 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4.0\u6642\u4ee3\uff0c\u9060\u6771\u5546\u9280\u5c0e\u51651200\u4eba\u898f\u6a21\u6578\u4f4d\u529b\u57f9\u8a13\uff0c\u62daA(AI)\u3001B(Block Chain)\u3001C(Cloud)\u3001D(Big Data)\u4eba\u624d\u63d0\u5347\u3002<br \/>\n\u4ee5\u7def\u80b2TibaMe for 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